PeepsFit Creator Agreement

This Agreement is available in Portuguese, English and Spanish. If the versions differ, the English version prevails, without affecting the rights that the law of your country guarantees you.

1. Parties and acceptance

1.1. This Agreement is made between you, the Creator, and Solugital LLC, which operates PeepsFit ("Solugital", "we").

1.2. You accept this Agreement through the acceptance box in the Creator verification. If you were already a Creator when this version was published, or if you submitted your verification before then, you accept this version, together with the Terms of Use, on the screen shown the next time you access PeepsFit; until you accept, you can only log out, cancel your subscriptions or request the closure of your Account (with what the closure requires, such as the refund of Top-ups and the final withdrawal of earnings). The acceptance is recorded with the version, the language, the date and time, the IP address and the browser.

1.3. This Agreement applies together with the Terms of Use and the other PeepsFit policies. On matters specific to Creators, this Agreement prevails. Capitalized terms have the meaning defined in the Terms of Use.

2. Who can be a Creator

2.1. To be a Creator, you must be 18 or older (or the age of majority in your country, if higher), have the legal capacity to enter into contracts and be the same person shown on the document you submit. Each person may have only one Account.

2.2. Before verification, the profile must be complete: photo, cover image, name, a bio of at least 30 characters, country, city or state, and at least one social network.

2.3. Verification. You submit photos of your identity document (front and back) and a selfie holding the document, and you provide your date of birth and full name exactly as on the document. After submission, the name can no longer be changed. The review is done by a person on our team, without automated facial recognition. We may refuse the verification or ask for new documents.

2.4. Only verified Creators can post, go live, send media in messages, turn on the paid profile and make withdrawals.

2.5. The first 3 posts of each Creator require approval by our team. New subscriptions are accepted only after the Creator has 3 approved posts.

2.6. Content must be exclusively about fitness, health and wellness.

2.7. Verification confirms the Creator's identity and age, not their professional qualifications.

3. Independence

3.1. You act independently. This Agreement does not create an employment, partnership, franchise, commercial representation or agency relationship with Solugital.

3.2. There is no exclusivity: you may work on other platforms. But within PeepsFit (profile, posts, reels, live streams, stories, messages and comments), you may not ask for, offer or accept off-platform payment, or promote payment methods (such as Pix, Brazil's instant payment system, or payment links) or other paid-content platforms; social media links in the profile are allowed. You also may not use Fans' data for spam, fraud or privacy violations.

3.3. You decide your content and your prices, within the platform's limits, and you are responsible for your tax and professional obligations and for your relationships with third parties, including splitting earnings with partners: we pay only the Account holder. PeepsFit does not guarantee sales, subscribers, reach or prominence in search.

4. What you can sell

4.1. Subscriptions.

• You set the monthly price and, if you wish, 3-, 6- and 12-month plans, which the Fan pays for at once.
• Subscriptions renew automatically.
• If you change the price, the change applies only to new subscriptions.
• You can create limited-time offers; anyone who subscribes during an offer keeps the promotional price on renewals of that subscription.

4.2. One-time sales and tips:

• PPV posts;
• the media in paid messages;
• paid live streams (or free ones, open to everyone or to subscribers only);
• tips.

4.3. Prices must respect the platform's minimum and maximum amounts, shown in your settings.

4.4. Purchased content. Once someone buys a post, a message or a live stream (a payment in progress also counts), you cannot delete it, and its photos, videos and audio cannot be replaced or removed. A post with a price cannot have an expiration date, and a purchased post cannot have its publication postponed; a live stream that was sold cannot be changed to subscribers-only; and the text of purchased content that has only text cannot be changed. Apart from that, the text and the price remain editable. Anyone who bought a message can keep reading the conversation, even if you block them. Only our moderation removes or changes purchased content, with a reason and a record.

4.5. Describe clearly what you sell. Using a misleading description or promising content that you will not deliver is prohibited. As long as the text of a paid post or a paid message is visible to everyone, the paid content needs at least one photo, video or audio file.

4.6. Live streams are not recorded and last at most 5 hours. If a paid live stream does not take place or is interrupted for reasons attributable to you, the buyers are refunded, in full or in part (Terms of Use, clause 9.2), and the corresponding earning is reversed.

5. Commission and earnings

5.1. You receive 80% of the amount of each sale, excluding taxes, on subscriptions, renewals, PPV and tips. The Platform Fee is 20% and already includes Stripe's processing fees; no other fee is deducted from you.

5.2. Your earnings appear in Settings → Wallet and in Settings → Payments: what is pending release, what is available, withdrawals and the statement.

5.3. Refunds and disputes reduce earnings (clause 7). The fee that Stripe charges for a dispute is borne by Solugital.

5.4. The Platform Fee changes only with at least 30 days' prior notice. The change does not affect payments already made or renewals of subscriptions that already existed.

6. Release and withdrawal

6.1. Release. Each earning stays "pending release" for 15 days after the payment and then becomes "available". This period protects against refunds and disputes and changes only with at least 15 days' notice.

6.2. Withdrawal. You request a withdrawal in Settings → Wallet, from US$20 to US$500 per request and one request at a time: while a withdrawal is awaiting payment, another can only be requested after it is paid or refused. Only sales earnings already released can be withdrawn; the balance that came from your Top-ups or from Courtesy Credit cannot be withdrawn (a Top-up can be returned to the card, under clause 8.5 of the Terms of Use, and Courtesy Credit can only be used for purchases). At Account closure and at the end of "Stop being a creator" (clause 15), the final withdrawal pays out all your earnings at once, with no minimum and no maximum, when nothing is still pending release.

6.3. Payout account.

• The account must be in your own name, matching your verified name.
• Payment is in dollars, by bank transfer: by ACH, to an account in the United States (a US bank or services such as Higlobe and Wise), or by international transfer (SWIFT), when available.
• You are responsible for the details you provide. If a transfer is returned because of incorrect details, you correct the payout account and we send the transfer again.

6.4. Payment time. We pay the withdrawal manually, within 3 business days (United States banking days) after the request, except when it is under review, is refused (clause 6.6), the amount is withheld (clause 8) or your Account is suspended (clause 14), or there is a bank or service provider failure beyond our control; in these cases, we let you know. When we pay, we send you the tracking number by e-mail, and the receipt is available for download in Settings → Payments. The time for the money to arrive depends on the banks involved.

6.5. Security pause. Withdrawals are paused for 48 hours after you:

• change or reset your password;
• change your e-mail address;
• turn off two-factor authentication;
• create, delete or change your payout account.

You receive a notice by e-mail.

6.6. We may refuse a withdrawal if, after the request, a refund or a dispute leaves you owing money, or if there are inconsistent details, a well-founded suspicion of fraud or a legal requirement. In that case, the amount goes back to your balance and we explain the reason, where the law allows.

6.7. Solugital currently does not charge a withdrawal fee. Fees of your bank or of the service that receives the money, such as currency conversion, are borne by you.

6.8. Sanctions laws and banking-system restrictions may prevent withdrawals to some countries or persons.

7. Refunds, disputes and negative balance

7.1. If a purchase is refunded, its earning is reversed: first from the amount pending release and, if it has already been released, from the available balance. This also applies to a purchase paid with the Wallet, which our team always refunds in full; you receive an e-mail about the reversed sale.

7.2. If a purchase is disputed with the bank, the earning is held until the decision. If the bank decides in favor of PeepsFit, the earning comes back as available; if it decides in favor of the Fan, the earning is reversed.

7.3. Negative balance. If a reversal is greater than your balance, the balance becomes negative. The debt is covered by your next earnings and Top-ups (Courtesy Credit does not cover debt) and can also be paid by card, for the exact amount, in Settings → Account → Danger zone; if this option does not appear (for example, with an open dispute), contact support. With a negative balance, you cannot withdraw. The debt remains owed even if the Account is abandoned or closed, and may be deducted from any amount we have to pay you or collected by lawful means.

8. Holds on funds

8.1. We may withhold amounts, in proportion to the risk, when there is:

• fraud or a well-founded suspicion of fraud;
• purchases with third parties' cards;
• prohibited content;
• an abnormal volume of disputes;
• a legal requirement or an order from an authority.

8.2. Where the law allows, we will inform you of the reason for and the duration of the hold. As a rule, the hold lasts up to 180 days after the last sale linked to the risk, the period in which banks still accept disputes; it may last longer while there is an open dispute, an investigation, a legal proceeding or an order from an authority. At the end, we pay the remaining balance, less refunds, disputes and amounts returned to buyers (clause 8.3). A hold is never used as an arbitrary penalty.

8.3. Amounts proven to be linked to fraud or to prohibited content may be returned to buyers.

9. Financial prohibitions

The following are prohibited:

• buying your own content, or asking other people to buy it, to inflate metrics;
• using or accepting third parties' cards without the cardholder's authorization;
• colluding on purchases, refunds or disputes;
• charging outside PeepsFit for something sold or started on PeepsFit, to avoid the fee;
• making fictitious transactions, laundering money or using PeepsFit to transfer money without legitimate content;
• splitting payments to get around limits;
• buying followers, likes or reviews.

10. Warranties about content

You represent and warrant that:

• you created your content or have a license to use it, including third parties' images, music, trademarks and workout plans;
• you have written authorization from every person who appears in your content to record, publish and sell it, and you will present it if we ask;
• no identifiable person under 18 appears in your content;
• no content is adult or sexual;
• the credentials, education and results you state are true;
• you do not use data or images of clients, students or patients without authorization;
• you identify advertising, sponsorships and affiliate links, and you comply with the advertising rules and the professional rules of your country;
• you do not promise guaranteed results in weight loss, muscle gain or cure, or promote the use of prescription medicines without a prescription, banned substances or doping;
• you identify significantly edited content (such as altered "before and after" photos) and content generated by artificial intelligence.

11. License and sold content

11.1. The license you grant to Solugital is the one in clause 12.2 of the Terms of Use.

11.2. Anyone who bought your content keeps access while your Account exists. If you close the Account, buyers are notified and keep access for at least 14 days after the notice.

12. Health and professional responsibility

12.1. Your content is informational, and you are responsible for the guidance you give. Do not prescribe medicines, diets or treatments that require a license you do not have, and include the appropriate safety warnings.

12.2. One-on-one services provided outside PeepsFit are your responsibility.

13. Protection of your content

13.1. PeepsFit uses measures to make copying harder: expiring media links, blurred previews for those without access, right-click blocking and a player without a download button. There is no watermark. No platform can prevent all screen captures.

13.2. If your content is leaked, let us know at [email protected]. We may preserve records, take action against the Account of whoever leaked it and guide you on removal requests, including through the copyright procedure in clause 12.8 of the Terms of Use. We do not guarantee the removal of copies outside PeepsFit and we do not act as your lawyers.

14. Measures and appeals

The measures in clause 15 of the Terms of Use apply to Creators, including removing verification or monetization and withholding the amounts linked to the violation. Appeals follow the same clause. If your Account is suspended (clause 15.4 of the Terms of Use), your Fans' renewals stop, and each of them keeps the access already paid for; your earnings stay in the Wallet, and a withdrawal is made only by our team, after review; and the refund of a sale reverses the earning in the same way. If we close your Account, the earnings that are not linked to the violation are paid in the final withdrawal, after the hold under clause 8, if any.

15. Stop being a creator and close the Account

15.1. "Stop being a creator" (Settings → Account):

• the Account continues, but it stops accepting payments, and your profile is removed from search;
• your Fans' renewals are canceled, and they keep access until the end of the paid period;
• posts are locked to new buyers, but those who already bought can still see them;
• you can keep withdrawing released earnings; when the Fans' last paid access ends and nothing is still pending release, the final withdrawal pays out all of them at once, with no minimum and no maximum.

You can use "Accept payments again" later, but the subscriptions that were stopped do not come back: each Fan has to subscribe again.

15.2. Account closure (clause 16 of the Terms of Use):

• before the request, ask for the refund of your Top-ups and give up the Courtesy Credit; your earnings do not prevent the request;
• your Fans' renewals are canceled, and they keep access until the end of the paid period;
• anyone who bought your content is notified and keeps access for at least 14 days after the notice; the Account is closed only after that and after your Fans' last paid access ends;
• you make the final withdrawal of your earnings, all at once, with no minimum and no maximum, when nothing is still pending release; until it is made, we send reminders and the Account is not closed;
• a debt does not prevent the request, but it must be paid by the end of the waiting period; while it is not paid or resolved, the Account is not closed.

15.3. Verification documents, tax and bank details, withdrawal receipts and financial records are kept as provided in the Privacy Policy.

16. Taxes

You are responsible for the taxes on your earnings, under the laws of your country. Solugital may ask for tax information and forms when the law requires, and may withhold amounts or report them to the authorities when it is required to do so. Solugital does not provide tax advice.

17. Changes to this Agreement

Important changes to this Agreement will be announced at least 15 days in advance, and we will ask for a new acceptance on the screen shown the next time you access PeepsFit. Previous versions are available at peeps.fit/legal/creator-agreement. Changes to the Platform Fee follow clause 5.4. Changes required by law, or needed to fix a security flaw or stop a fraud, may take effect immediately; in that case, we will notify you as soon as possible.

18. Final provisions

18.1. The governing law and jurisdiction are those of clause 23 of the Terms of Use.

18.2. Contact: [email protected] · Solugital LLC, 9169 W State St #1834, Garden City, Idaho 83714, United States.